>> My name is Eric Kessler, I'm an independent contractor
and I do commercial property inspections in the Philadelphia area.
I do work for insurance companies, also some companies that deal
with banks with existing mortgages.
So I work for two insurance companies, one's located in Montgomery County Pennsylvania,
one's in Harrisburg and one's in Los Angeles.
So, basically they'll send me out to a site, just do general inspections nothing crazy,
I'm not digging through plumbing pipes.
But there's usually a property manager that I meet.
Ask a lot of questions too.
You know speak with them, get a general idea of the function of the property
and then just do walk through, take some photos and then file reports if they're completed.
And really since some of the larger storms in the United States over the past ten years or so,
they really put a focus on having somebody go out
and visit a property before policy is written.
So just to have some photos on file of what the property looked like when the policy was written
so that there's no false claims and certainly insurance fraud is a, is a you know a problem
that they're trying to tackle too.