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>> My name is Sandra Jackson
and I'm a loan closing officer

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for First Tennessee Bank in Memphis.

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My primary job is to make sure that a loan
closing file is in compliance and what

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that entails-- I take the package and I
make sure we're in compliance with all regs,

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depending on what type of loan it is will
depend on what we need for that particular file.

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Pretty tedious.

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Can be very convalescent, but it's a
very interesting job from day to day.

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Deadlines and more deadlines
coupled with volume.

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So, it's a-- they want us to work fast.

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It's a production job, but
they want you to get it right.

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So, my day usually starts about 7:30.

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I am looking at financials,
I am looking at ratios.

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I'm looking at, obviously, the loan amounts.

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I am making sure that the underwriters
have everything in the file that I need

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to make the decision to make sure
that everything's in compliance

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because if it's not, the bank could be fined.

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We could be levied thousands of dollars.

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So, we want to make sure
that it's in compliance.

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That's the number one goal.

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Even though they want the volume, the
priority is that you get it right.